The 2 Investing Philosophies | Robert Kiyosaki vs Dave Ramsey

In this episode of The Will Frederick Podcast, Will sits down with his brother Jeremy Frederick for an honest, no-fluff conversation about two very different investing philosophies — and why both can work.

Jeremy takes a debt-free, pay-cash, slow-and-steady approach inspired by thinkers like Dave Ramsey, while Will leans into leverage, assets, and scale, a style often associated with Robert Kiyosaki. Same upbringing. Same values. Completely different execution.

This episode isn’t about who’s “right.” It’s about understanding risk, personality, peace of mind, speed, and long-term consistency — and choosing a strategy that actually fits you.

If you’ve ever been stuck between playing it safe and scaling faster, this conversation will help you think more clearly about what “better” really means.

What we cover

• Cash vs leverage: two real-world investing strategies
• What “risk” actually means (and why it’s different for everyone)
• Why personality matters more than tactics
• The role of emergency funds, buffers, and peace of mind
• Rental properties vs index funds
• Forced savings vs intentional discipline
• Why starting matters more than picking the “perfect” strategy
• How family, mindset, and life goals shape financial decisions

Sponsors

Norton Accounting Services — Strategic tax planning and accounting for people building real wealth, not just filing returns.
Fleur de Lis — Proud supporter of local business and The Will Frederick Podcast.
lid.media — Helping businesses grow through content that actually matters. Strategy, filming, editing, and execution — all done for you.

Join the conversation

Are you Team Cash or Team Leverage?
Drop a comment below and let us know — and tell us why.

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